Topic — Schemes & Welfare

💡 Remember LoA for high seas fishing and Odisha Deep Sea Mission as a Blue Economy initiative, both launched by the Vice President on July 9, 2026.

💡 Remember MY Bharat was launched in October 2023 by Youth Affairs Ministry and holds a Guinness World Record.

💡 Remember e-Jagriti for its digitization of consumer complaints and justice.

💡 Remember UDAN (Viksit UDAN) and Jodhpur Airport's New Terminal were launched on July 4, 2026, with Modified UDAN approved on March 25, 2026, receiving ₹29,000 crore outlay.

💡 Remember ABC for credit portability and APAAR ID as the single student ID, both supporting NEP 2020.

💡 For the exam: LokOS is DAY-NRLM's digital platform for SHGs, digitizing finances and supporting Lakhpati Didis.

💡 Remember: 7th NWA by Jal Shakti Ministry, applications close August 28, 2026; started in 2018.

💡 For the exam: Remember NSSH and BAP empower SC/ST entrepreneurs by boosting capacity, market access, and success in government tenders.

💡 Remember AVYAY for expanded districts, RVY for devices, and JEEVAN/SHATAYU as new digital tools for senior welfare.

💡 Remember: PMGKAY rice quality significantly improved; raw rice 10% broken, parboiled 5% broken, with QR codes for traceability.

💡 Remember VB-G RAM G for its 125-day employment guarantee and minimum ₹300 daily wage.

💡 Remember PMKSY's launch year 2015, 10+ years of irrigation, key components like AIBP and PDMC, and its impact on farmers and micro-irrigation coverage.

💡 Remember: VB–G RAM G Act, 2025 sets a ₹300 minimum wage and 125 days of employment from July 1, 2026.

💡 Remember VB-G RAM G Act, 2025 for 125 days of rural employment guarantee starting July 1, 2026.

💡 Remember SUMAN 2030 for comprehensive maternal and newborn health targeting SDGs and MMR reduction.

💡 SSBSK on June 29, 2026, unifies care from birth to 36 months, using a risk-stratified digital approach for comprehensive early childhood development.

💡 Remember NAS 2026 sets national AIS-125 standards, integrating ICDCs and '112' for emergency ambulances.

💡 AMB becomes AMB Abhiyaan with 7x7x7 framework, T4 strategy, and digital portal.

💡 Remember Aarogya Setu 2.0, Ayushman App, and NHCX as key digital health initiatives under NHA launched on 29 JUN 2026.

💡 For the exam: Remember eSushrut@Clinic is an ABDM-enabled HMIS by C-DAC for small clinics, supported by NHA.

💡 Remember: Ayushman Sarathi is a PM-JAY WhatsApp chatbot for 24x7 beneficiary services, launched by Nadda.

💡 The Drug Registry, under ABDM, standardizes drug data, developed with CDSCO, using SNOMED CT.

💡 For the exam: Aarogya Setu 2.0 is a PHR and ABDM platform launched on June 29, 2026, for citizen digital health access.

💡 For the exam: Remember AMB Abhiyaan's 7x7x7 framework, T4 approach (Test, Treat, Talk, Track), and inclusion of LBW babies and digital tracking.

💡 For the exam: Remember DIKSHA is NCERT/CIET's 'One Nation, One Digital Platform' for K-12, under PM e-Vidya, launched 2017, supports NEP 2020.

💡 Remember SSBSK consolidates existing home-based child care schemes (HBNC and HBYC) for birth to 36 months with new features like risk-stratified care.

💡 For the exam: Remember Digital India's 11-year milestone, its 9 pillars, the JAM Trinity, and its GDP contribution.

💡 Remember Aarogya Setu 2.0, Ayushman App/Sarathi, NHCX, e-Sushrut Clinic, Drug Registry, CLCI, and BHTS are key digital health launches.

💡 Remember: FSSAI 2026 amendments exempt non-manufacturing food businesses from FIFO/FEFO.

💡 Remember: 6.18 lakh PMAY-G houses and MSP extension till July 8, 2026 are key approvals for UP.

💡 Remember: VB–G RAM G Act, 2025 is about 'Single Plan – Multi Funding' via VGPP for rural development, effective July 1, 2026.

💡 For the exam: Remember PM-KISAN's 23rd instalment, ₹18,880 crore to 9.44 crore farmers (including 2.18 crore women), ₹6,000 annually since 2019, and its status as a global DBT initiative.

💡 For the exam: PM-DevINE is a 100% centrally funded scheme for NE, with ₹6,600 crore from 2022-23 to 2025-26.

💡 PM-VBRY is an employment-linked incentive scheme for formal job creation, launched August 1, 2025, with specific incentives for employees and employers.

💡 For the exam: Remember the Kishau Dam aims for Yamuna rejuvenation, with 6 states and 90% central funding for the water component.

💡 Remember Nasha Mukt Bharat Saptah for June 17–26, 2026 by DoSJE ending on International Day against Drug Abuse.

💡 Remember: The Cabinet Secretary heads the 5-member committee for the National Sports Board under the NSG Act, 2025.

💡 For the exam: Remember the 2014-2026 period as a '12-year transformation' with schemes like PMAY, PMUY, JJM, and SBM enhancing basic amenities nationwide.

💡 For the exam: Remember DAY-NRLM's focus on SHE-MARTs, Saras Melas, and a unified Saras Aajeevika brand to empower rural women entrepreneurs.

💡 Remember: 12 years of women-led development in India, empowering Nari Shakti through diverse sectors and SHGs.

💡 For the exam: Remember PM JANMAN's launch date (Nov 2023), budget (₹24,104 cr), target groups (PVTGs), and key component (VDVKs).

💡 JJM 2.0: Manipur & Bihar sign MoUs for community-led, sustainable rural water.

💡 For the exam: Remember the Amaravati GPRA is a ₹1,234.91 crore, 1,504-unit project with GRIHA 4-Star Rating.

💡 Remember: CGSMFI-2.0 extends to August 31, 2026, boosting large NBFC-MFI loans up to ₹1000 crore.

💡 Remember Ahmedabad Metro Phase 2(A) for 6.032 Km, 5 stations, airport connectivity, and Rs.2,169.04 crore cost.

💡 For the exam: Remember the ₹1.25 lakh crore allocation and July 1, 2026, rollout for Viksit Bharat GRAMG.

💡 For the exam: Remember the 'Committee' meeting for 'National Cooperation Policy-2025' on June 09, 2026, targeting '50 crore' members by '2035' and 'three times' economic contribution.

💡 For the exam: Remember the three new universities (Bristol, York, UNSW), their locations (Mumbai, Bengaluru), and that five LoAs have been issued under UGC Regulations.

💡 For the exam: Remember the JJM 2.0 MoU with Sikkim emphasizes community-led, sustainable rural water governance towards Viksit Bharat @2047.

💡 Remember NSSH for SC/ST entrepreneurship, October 2016 launch, and significant 37-fold increase in public procurement by 2025-26.

💡 PMMVY provides ₹5K for first child, ₹6K for second girl child since 2022, under Mission Shakti.

💡 West Bengal's June 8, 2026, MoU with NHA makes it the 36th State/UT to implement AB PM-JAY, extending benefits to 1.43 crore families.

💡 Remember PMSMA (launched June 2016) focuses on free antenatal care, monthly check-ups on the 9th, and significant MMR reduction.

💡 PMSMA, launched on June 9, 2016, provides nine free services monthly, celebrating its decade with a ₹75 coin and ₹5 stamp.

💡 Remember, West Bengal is the 36th to join AB PM-JAY for ₹5 lakh health cover.

💡 For the exam: Remember Ayushman Bharat's two pillars: AB-PMJAY for insurance (Rs. 5 lakh for ~12 crore families, expanded to over 70s in Oct 2024) and AAMs for primary care (1.86+ lakh centers, 12 free services).

💡 Remember Jan Samarth Portal as the '16-scheme, 4-year, 8-language digital credit facilitator'.

💡 Remember PM-KISAN for Rs. 6,000 annual DBT to farmer families via 2,000 x 3 instalments.

💡 Remember: PM Surya Ghar targets 75 lakh households by Dec 2026, disbursed over ₹22,750 crore in subsidies, and launched Feb 2024.

💡 Remember PMRC 2026 attracts global Indian researchers to 13 priority areas via Lead Institutions.

💡 Remember: JJM 2.0 MoUs for sustainable rural water, signed by Arunachal, Jharkhand, Tamil Nadu, Nagaland, Puducherry in 2026, emphasize community-led water governance.

💡 For the exam: PMMVY 2017, ₹5k (1st child), ₹6k (2nd girl child).

💡 Remember: MAHA Water Mission (ANRF + MoJS), ₹200 crore for 5 years, tech for water issues.

💡 For the exam: Remember PM SVANidhi launched in 2020 provides collateral-free loans, digital inclusion, and social security, benefiting millions of street vendors, with 20% annual income increase.

💡 Remember PM SVANidhi: June 2020 launch, extended to 2030, progressive loans (₹15k, ₹25k, ₹50k), 7% interest subsidy, and digital inclusion for street vendors.

💡 For the exam: Remember PM SVANidhi provides collateral-free micro-credit, encourages digital transactions, and links beneficiaries to social security schemes, extended until 2030.

💡 PMAY-G's ₹10,021 crore sanction to 12 States by 2026 advances 3.05 crore completed homes for rural 'Housing for All'.

💡 For the exam: SARTHAK PDS is an umbrella scheme integrating SMART PDS to modernize food security with Rs. 25,530 crore till 2031.

💡 For the exam: SARTHAK PDS continues till 2031 with Rs. 25,530 crore outlay, integrating SMART PDS and leveraging AI/ML for NFSA beneficiaries.

💡 For the exam: Remember Atal Bhujal Yojana (2019) focuses on community water budgeting in 7 states, showing groundwater improvement and structures built by March 2026.

💡 For the exam: Remember the increased EMRS funding (₹1.47 lakh) and the new PVTG survey launched on May 27, 2026, both from the Ministry of Tribal Affairs.

💡 For the exam: Remember PM-AJAY Portal and App were launched by Dr. Virendra Kumar for digital implementation of SC welfare schemes.

💡 For the exam: The PM-AJAY portal and app digitize three key components for SC development: Adarsh Gram, Grants-in-Aid, and Hostels.

💡 The LPG Amendment Order, 2026 provides 30-day termination or transfer voucher options for PNG users.

💡 Remember, VB-G RAM G Act, 2025 replaces NREGS from July 1, 2026, with substantial funds and labour budgets for transition.

💡 For the exam: Remember the 'White Revolution 2.0' targets for new DCS and existing society strengthening, and the link to sustainable circular economy initiatives.

💡 For the exam: Remember ABDM hit 100 crore ABHA-linked records by 2026 after doubling in 15 months, led by Uttar Pradesh.

💡 For the exam: JJM 2.0 focuses on sustained service delivery and sustainability until Dec 2028, along with SWM Rules 2026.

💡 For the exam: Remember the launch date, beneficiary count, and the new testing facility related to PM Vishwakarma in West Bengal.

💡 Unaided private schools (RTE Act, 2009 Section 2(n)(iv)) are exempt from SMC Guidelines 2026.

💡 Remember the three numbers for Maharashtra on 15 May 2026: 5 lakh (houses), ₹8,368.50 crore (PMAY-G), and 35 (PMGSY-IV projects).

💡 Remember: COSOP 2026-2033 is a joint India-IFAD initiative for rural prosperity aligned with Viksit Bharat@2047, focusing on resilience and grassroots institutions.

💡 For the exam: Remember VB-GRAM G (2025) provides 125 days employment from 01/07/2026, replacing MGNREGA with different fund sharing.

💡 Remember: VB-G RAM G (2025) starts July 1, 2026, boosting guaranteed days to 125, replacing MGNREGA (2005).

💡 For the exam: SEHAT Mission is a 2026 ICAR-ICMR initiative by Nadda & Chouhan linking agriculture, nutrition & health.

💡 SEHAT (Science Excellence for Health through Agricultural Transformation) by ICMR-ICAR links agriculture and health for NCD prevention.

💡 For the exam: VB-G RAM G Act, 2025 (notified May 2026, effective July 2026) replaces MGNREGA, ensuring 125 days of rural employment.

💡 Remember: The first PM MITRA Park (Mega Integrated Textile Region and Apparel) is in Warangal, Telangana, costing ₹1695.54 Cr, with ₹500 Cr central support.

💡 For the exam: NMSA, a sub-mission under PMRKVY, uses RAD, PDMC, and SHM for climate-resilient farming, including SHCs.

💡 Remember: PMJJBY, PMSBY, and APY completed 11 years, enhancing social security and financial inclusion.

💡 For the exam: Remember the 3 Jan Suraksha schemes (PMJJBY, PMSBY, APY) launched on May 9, 2015, offering insurance and pension benefits.

💡 Remember: PMGSY-IV and PM-JANMAN launched on May 10, with ₹18,907 crore allocated for rural roads.

💡 Remember: Land Stack and DILRMP 3.0 are about digital land records and ULPIN, while WDC-PMKSY 3.0 uses MIS/GIS for watershed monitoring.

💡 Remember AB PM-JAY leverages AI for auto-adjudication, tackling fraud and improving claim processing efficiency.

💡 Remember: Integrated Training empowers 70% women in healthcare for Viksit Bharat.

💡 Remember: NITI Aayog's report released on May 6, 2026, analyzed 14.71 lakh schools over a decade, offering 13 recommendations and 33 pathways with 125 indicators.

💡 Remember: NPS is contribution-based, APY is for wider coverage, UPS is an optional assured payout scheme under NPS, and OPS was phased out for new entrants.

💡 Remember JANANI (Journey of Antenatal, Natal and Neonatal Integrated Care) as a digital platform for integrated maternal and child health records, improving service delivery and monitoring.

💡 Remember: 40+ workers get free annual health checks, ESIC expanded, and gig workers are covered under new Labour Codes.

💡 Remember: SMC Guidelines 2026 for NEP 2020 implementation, community governance, and holistic child development.

💡 Remember Swasth Bharat Portal as the new unified digital platform reducing duplication in health data and infrastructure.

💡 Remember: Mizoram and Ladakh commit to JJM 2.0 reforms, focusing on community-led, sustainable rural water by 2028.

💡 Remember: DA-JGUA for general tribal development, PM-JANMAN specifically for PVTGs, and Article 275(1) for grants, all under MoTA for Viksit Bharat 2047.

💡 For the exam: The Cotton Productivity Mission, with its ₹5,659.22 crore outlay, aims to significantly boost cotton yield and production by 2031.

💡 Remember: ₹5659.22 Cr for Cotton Productivity Mission by 2030-31 aims for 498 lakh bales and 755 kg/ha lint.

💡 India's new Guidance Document for childhood diabetes provides free screening and lifelong insulin for children aged birth to 18 years, using the 4Ts framework for early detection.

💡 For the exam: RBSK 2.0 focuses on lifecycle care (birth-18 years), expanded 4Ds, new-age challenges like mental health, and digitalization.

💡 Remember Uttarakhand, Karnataka, Tripura signed reform-linked MoUs for JJM 2.0 on April 29, 2026, aiming for December 2028 completion.

💡 Remember the specific percentages for scholarship and top-class education increases for OBC, EBC, DNT in FY 2025-26.

💡 Remember the 2026-27 Budget for increased education allocation, Mega Textile Parks, and Biopharma SHAKTI.

💡 Remember DPI@2047 as NITI Aayog's two-phase roadmap (DPI 2.0 then 3.0) for India's digital public infrastructure leading to Viksit Bharat by 2047.

💡 For the exam: Remember the scheme's outlay (₹2,584.60 crore), target capacity (~1,500 MW), and financial assistance differentials.

💡 Remember: The 2026 Chintan Shivir aimed for Antyodaya-driven Viksit Bharat 2047 by improving accessibility, DNT inclusion, and economic empowerment for vulnerable groups.

💡 Remember NMBA 2.0 App's 2026 launch enhances drug demand reduction with citizen access and real-time monitoring.

💡 Remember: 2026 Guidelines by Social Justice for Beggars' Homes cover Healthcare to Training.

💡 Remember: The SMILE–Beggary Survey Mobile Application facilitates real-time data for the SMILE Beggary Sub-Scheme.

💡 Remember NAMASTE for empowering sanitation workers (sewer/septic tank and waste pickers) through PPE, insurance, vehicle subsidies, and enhanced capital subsidies.

💡 Remember PM VIKAS (Virasat Ka Samvardhan) for minority skilling, partnering with institutions like IIT Patna.

💡 Remember: PMGSY-III extended to 2028 (plain areas) and 2029 (hilly bridges) with an 83,977 crore outlay.

💡 The PMGSY-III scheme, extended until March 2028, has a revised outlay of Rs. 83,977 crore to improve rural connectivity.

💡 For the exam: Remember key award winners like Uttarakhand (PM-JAY TAT), Gujarat (PM-JAY bio-authentication), and Ladakh (ABDM Scan & Share).

💡 Remember SEED's 2025-26 performance across education, livelihood, and health, noting the impressive percentage growths.

💡 Remember NHA's Pune Chintan Shivir focused on AB PM-JAY & ABDM, launching NHCX strategy, ABDM Index, and Digital Health Academy with SAHI and BODH.

💡 Remember Poshan 2.0 as the unified scheme from 2021-22 covering Anganwadi, adolescent girls, and POSHAN Abhiyaan, with updated 2023 nutrition norms and digital monitoring.

💡 Remember: The 09.01.2026 advisory is not a directive, promoting crop diversification for Aatmanirbharta, nutritional security, and farmer welfare.

💡 Remember Sagarmala's goal: port-led development with 5 pillars, boosting trade and efficiency since 2015.

💡 For the exam: Womaniya on GeM, launched in 2019 under Commerce Ministry, empowers women MSEs and SHGs in public procurement.

💡 For the exam: Remember the 8th Poshan Pakhwada (Apr 9-23, 2026) emphasizes early brain development (first 6 years, especially first 1000 days).

💡 Remember NBS covers P&K fertilizers for Kharif season, with a Rs.41,533.81 crore budget for 2026.

💡 Remember Jaipur Metro Phase-2 for its 41 km North-South corridor, ₹13,037.66 Cr cost, and September 2031 completion.

💡 JJM: remember 81.71% coverage by 03.03.2026 and 11 Har Ghar Jal states. Atal Bhujal was pilot in 7 states.

💡 Remember: PM-JANMAN targets 75 PVTGs in 18 states/1 UT, with 750 MMUs.

💡 Remember PMJVM and PM JANMAN support Van Dhan Vikas Kendras (VDVKs) for tribal empowerment and income generation.

💡 Remember PM-JANMAN targets 75 PVTGs across 18 states and 1 UT, with 11 interventions by 9 ministries.

💡 Remember PMAY-G for its 2029 target of ~5 crore rural homes, direct financial transfers, and tech-driven monitoring.

💡 For the exam: Remember the 10% budget increase, 17 cancer drugs, and training for 100k allied health professionals/1.5 lakh caregivers, plus new AYUSH institutes and WHO Centre upgrade.

💡 For the exam: PSS ensures MSP for Rabi 2026 pulses/oilseeds (gram, masoor, mustard, kusum) in Haryana, UP, and Karnataka.

💡 Remember: The National Cooperation Policy 2025 aims for cooperatives to be the 'second engine of national growth' by 2047, with PACS computerization.

💡 Remember KCC's expansion since 2019, increased collateral-free limit to ₹2 lakh from 2025, 4% effective interest rate, and digital platforms like Jan Samarth.

💡 For the exam: Remember the 81.71% JJM coverage as of March 2026, and the 76% functionality as per 2024 assessment.

💡 Mission Shakti: Sambal (OSCs, 181 Helpline) for safety, Samarthya (Shakti Sadan) for empowerment; track via Dashboard.

💡 PM-AASHA = PSS (procurement), PDPS (direct payment), MIS (perishables); AIF for infra, e-NAM for markets.

💡 Remember: Meghalaya is the 12th state for JJM 2.0 MoU, mission extended to Dec 2028.

💡 XV FC grants to Goa and Maharashtra address local needs, with untied grants for general development and tied grants for water/sanitation.

💡 For the exam: Remember JJM (2019) for water, SBM-G (2014) for sanitation, and their extended phases with community focus.

💡 For the exam: Modified UDAN (Regional Connectivity Scheme) with ₹28,840 crore outlay for 10 years for airports, helipads, and VGF.

💡 For the exam: Remember Modified UDAN for ₹28,840 crore over 10 years (FY 2026–27 to 2035–36), developing 100 airports, 200 helipads, and supporting indigenous aircraft.

💡 Remember: The Modified UDAN Scheme is a ₹28,840 crore, 10-year plan to develop 100 airports and 200 helipads, plus VGF for operators.

💡 Remember: 36 PACS identified in Bihar, 1% effective loan rate for PACS, 33% AMI subsidy.

💡 For the exam: Remember PM-KISAN launched in 2019 provides ₹6,000/year via Aadhaar DBT for agricultural support.

💡 For the exam: NICRA (Indian Council of Agricultural Research) maps agricultural climate risk (310 vulnerable districts) and promotes resilient farming via KVKs.

💡 For the exam: Remember NMNF's approval date (25th Nov 2024), outlay (₹2481 crore), and its output-based incentive of ₹4000 for 2 years.

💡 DDKY is a Ministry of Agriculture & Farmers Welfare scheme for 100 districts, integrating 36 Central Schemes.

💡 Remember: FRA claim rejections are due to various reasons, MoTA aids states with FRA cells and awareness drives like the 2024 Gram Sabha.

💡 Remember: Rs.50 crore corpus, Rs.20 crore released, Rs.3.42 crore sanctioned for ST entrepreneurs.

💡 Remember DA-JGUA uses FRA Cells and PMUs with FRA Experts across 30 States/UTs.

💡 For the exam: Remember the Anganwadi Centre numbers, Poshan Tracker, and curriculum names (Navchetana, Aadharshila) for Mission Saksham Anganwadi and Poshan 2.0.

💡 For the exam: Remember the 'three pillars' of MWCD's schemes: Shakti (Women), Poshan (Nutrition), and Vatsalya (Children).

💡 Remember JJM 2.0 means 'Double D' for 'Decade' (2028) and 'Delivery-oriented' approach.

💡 The MCGS-MSME modifications from March 2026 extend guarantees to Service MSMEs and offer enhanced benefits for exporters.

💡 CGSMFI-2.0 provides NCGTC guarantee for ₹20,000 crore to NBFC-MFIs/MFIs benefiting 36 lakh small borrowers.

💡 JJM 2.0: Five states (Gujarat, Haryana, Himachal Pradesh, Chhattisgarh, Goa) signed reform MoUs on March 20, 2026, after March 10, 2026, Cabinet approval.

💡 The National Youth Policy 2026 uses MY Bharat to focus on six core areas for youth development towards Viksit Bharat 2047.

💡 Remember NPPA's multi-pronged approach: DNs, PMRUs (under CAPPM), and digital tools like Pharma Jan Samadhan and Pharma Sahi Daam.

💡 Remember DPCO regulates prices, while Janaushadhi, Ayushman Bharat, Free Drugs Service, AMRIT, and Rashtriya Arogya Nidhi ensure affordable access.

💡 For the exam: Remember PM-KISAN's 22nd instalment, amount, beneficiaries (incl. women), total disbursement, and key digital governance features.

💡 Remember FIDF for its 7522.48 crore fund, 3% interest subvention, and 228 approved projects since FY 2018-19.

💡 Remember, Maharashtra joined JJM 2.0 reforms, bringing Jal Seva Aankalan, Jal Utsav, and DSS for sustainable water governance until 2028.

💡 SVAMITVA surveys are nearly done, with millions of property cards prepared and distributed by March 2026.

💡 For the exam: SMILE-Beggary is a central scheme for rehabilitating individuals from begging, focusing on identification, shelter, documentation, and skill development with state and NGO partnership.

💡 The 'Mission for Aatmanirbharta in Pulses' aims for self-sufficiency by 2030-31 with ₹11,440 Crore.

💡 Remember VB-G RAM G Act 2025 guarantees 125 days of work with a 90:10 or 60:40 funding split.

💡 Remember PMMSY for fish production (183.93 lakh tonnes), ₹20,750 crore outlay, ₹5 lakh insurance, and 5 lakh KCCs.

💡 For the exam: Remember the total Ayushman cards (43.52 crore), empanelled hospitals (36,229), and ABHA accounts (86 crore) as key progress indicators.

💡 The National HPV Vaccination Programme launched on Feb 28, 2026, for 1.2 crore 14-year-old girls uses Gardasil-4 vaccine, free and voluntary.

💡 Remember: FAME-II and PM E-DRIVE focus on EV purchase incentives and e-bus deployment across India, with specific numbers for vehicles and charging infrastructure.

💡 Remember: PM-eBus Sewa for bus deployment, PM E-DRIVE for infrastructure, both aim to electrify public transport, with RBI and CESL playing key roles in financial security.

💡 For the exam: PM-eBus Sewa PSM Scheme ensures operator payments via CESL and RBI through a 12-year payment security fund.

💡 Remember: 23,800 buses, 123 cities, 90-day repayment with MCLR+1% LPS, and RBI's Direct Debit Mandate for defaults.

💡 Remember PMMY's launch year (2015), ₹20 lakh limit, and Tarun Plus (introduced 2024-25) for higher loans.

💡 Remember: JJ Act 2015 defines CNCP, Mission Vatsalya rehabilitates, and Childline 1098 is the helpline.

💡 Remember: Bal Vivah Mukt Bharat (2024 launch) and the 2006 Act combat child marriage, supported by CMPOs and 1098.

💡 For the exam: PM-PRANAM offers 50% subsidy savings as incentive for states reducing chemical fertilizer use.

💡 Remember PM-Kisan's 22nd installment, increased food grain production to 357 million tonnes, and rising agricultural credit to ₹28.69 lakh crore.

💡 Remember: MoFPI uses PLI and PMFME to boost millet processing, approving ₹793.27 crore and supporting 4,612 micro units.

💡 Remember Mission Mausam (MoES, IMD) uses AI/HPC for accurate weather, benefiting diverse sectors by 2031.

💡 Remember NDMP 2016 (rev. 2019) aligns with DM Act 2005, NPDM 2009, global frameworks, and the PM's Ten Point Agenda from 2016.

💡 Remember JJM 2.0: extended to 2028, higher outlay, Sujalam Bharat for Har Ghar Jal by December 2028, and a shift to service delivery.

💡 Remember: JJM 2.0 extends till 2028, has a Rs. 8.69 lakh crore outlay, and introduces Sujalam Bharat for digital mapping.

💡 The NCP 2025, with its 6 pillars and 16 objectives, aims for 'Sahkar se Samriddhi' through initiatives like PACS computerization and decentralized grain storage.

💡 Remember PMMSY's record ₹2500.00 crore budget for 2026-27 and its broad support for fisher welfare.

💡 Remember: 43.52 crore AB-PMJAY cards created by Feb 28, 2026.

💡 Remember PM-eBus Sewa notified in 2024, CESL for PSM Fund in 2025-26, and 23,800 buses across 27 regions.

💡 For the exam: Remember the PM-eBus Sewa scheme, notified Oct 2024, has ₹500 crore disbursed to CESL to set up PSM Fund for 12-year payment security.

💡 Remember JJM for its goal of 100% rural tap water by increasing connections from 16.7% to 81.71% by March 2026.

💡 JJM decentralizes water management, requiring community contribution and local skill development for sustainability.

💡 Remember: 81.71% of rural homes have tap water by March 2026 under JJM, prioritizing difficult and SC/ST areas.

💡 Remember: PM JANMAN (2024) empowers PVTGs via MSDE's NIESBUD and IIE skilling in VDVKs.

💡 SOAR (Skilling for AI Readiness) Programme: National, digital, NSQF-aligned AI courses via SIDH, covering 04 courses in Phase I and 50 in Phase II, including 35 micro-credentials.

💡 For the exam: Remember PMBJP for low-cost generic medicines via JAKs (target 25,000 by 2027), ₹1 Suvidha sanitary pads, and the Sugam app.

💡 Remember 303 LMT wheat (RMS 2026-27) and 76 LMT paddy (KMS 2025-26 Rabi) targets, plus new initiatives like QR codes and improved rice.

💡 Remember: XV FC Untied Grants in FY 2025–26 for Mizoram's 816 Village Councils fall under the Eleventh Schedule.

💡 For the exam: Remember SSY for girl child savings, its high interest (8.2%), 15-year deposit, 21-year maturity, and tax benefits under Section 80C.

💡 For the exam: Remember Poshan 2.0 for malnutrition, PMMVY for maternity benefits (first child ₹5000, second girl ₹6000), and Poshan Abhiyaan with Poshan Tracker for monitoring.

💡 Remember: 12 million girls, 90 days, 86 million screened, 30-65 age group, all towards cervical cancer elimination.

💡 Remember: NITI Aayog organized a two-day workshop under SSM, launching training manuals on natural farming.